My husband has a loan through them right now for his car, he just added me on so I can have access but they are such idiots! I called up a few times and was on hold for more than I could wait, so I emailed them twice and they haven’t gotten back to me. I threatened them with a lawsuit because they’re trying to extend our loan and charge us an extra 0, and they’re adding late fees on payments that are made well before the due date, then they say they do not charge late fees? I’m fed up with them!
Has anyone ever had to hassle with them? What did you do to resolve the situation besides try to pay off the loan and switch companies? And what loan company do you recommend for future use when trying to purchase a semi-used vehicle and have a low monthly payment? (budget is 0/month)
I should add to this that I’ve been paying them more than is required for our monthly payment right now so our balance left on our loan should be much lower…but it’s twice as much!
Being on hold for too long doesn’t bother me, but it’s everything else along with it. The hidden fees they say they don’t have, they’re supposed to send us monthly statements but we only get one a year, if we’re lucky so it’s hard to keep track of the balance and make sure my payments are getting to them on the date specified. Not only all of that and the above stuff I mentioned, but we went to a certified dealership for a car…they didn’t even have DCU for a recommended bank…and they had a list of about 3 pages of recommended banks…it just makes them seem kind of sketchy. Perhaps it depends on the area. The DCU branch in Burlington, MA is horrible in my opinion.
I’m happy with the APR though…ours is 5.4.
Technorati Tags: budget, burlington, due date, hassle, late fees, loan company, monthly statements, recommended banks, switch companies
I have a very high income to debt ration but have a poor credit score (592) and am wondering how possible it would be to get financed for a 40000$ automobile which I have plenty of income to make payments on.
Technorati Tags: automobile, poor credit score
I went to a dealer to buy a 00 car. The bank and his third party people are quoting me 0 a month for a 48 month loan. There is a 7% interest rate, and I used one of those online payment calculators, and I keep getting around 0 per month. Logically 7000/ 48. = 145(without interest.) How is he getting 0 per month? No one can give me a straight answer. Am I missing something? Any help would be appreciated, thanks.
Technorati Tags: interest rate, missing something, party people, payment calculators, straight answer, third party
Hi,
I would like to buy a new car[not decided which one] , so I need onroad finance upto 95%. Can I get that In BANGALORE ?
Which are the banks offering onroad finance for cars, which give better rates of interest and which is easy ?
Thanks
Sudhindra Joshi
Technorati Tags: bangalore, banks, cars, joshi, new car
and you can’t manage to pay the full amount within a month? My insurance company is paying off most of my car loan after my car’s been written off, but there is £400 outstanding and I don’t have the cash right now to pay to clear this loan.
Technorati Tags: car loan, Insurance, insurance company
Hi I’m a first time buyer over 25 and I was wondering where can I get information about how to get the best car loan? Is there a general place, book, website where I can learn about different types of car loans? Are their different types of car loans. Please help I am a total neophyte!
Sorry Maxwell but I wouldn’t want help from anyone who didn’t know how to use spell check, especially when they don’t have a website, you could be trying to steal my identity.
I have credit history I just have never had a car, I was born and raised in NYC and now live in Orlando.
Technorati Tags: best car, car loan, car loans, credit history, first time buyer, maxwell
Can someone tell me if there’s an online calculator that will show me how much I’m saving by paying ahead on my car loan? I want to know how much money I will save and how fast it will be paid off. (fixed APR loan, no pre-payment penalty)
Thanks for the links.
Technorati Tags: car loan, how much money, online calculator, payment penalty
I am the cosigner on my ex husband’s loan (UGH!) and he is in default. My car loan is financed through the same bank. The vehicles were purchased at separate times and through separate dealerships. Can the credit union repossess my car too if his gets repo’d due to nonpayment? We are in Oregon if that helps.
Technorati Tags: car loan, cosigner
I know everyone is talking about Cash for Clunkers and people are buying more cars and stuff. I just want to hear what people think are the best places or ways to get car loans.
Technorati Tags: best places, car loans, cars, clunkers
so ive found a car for -k i want to know how a car loan will work.
my credit score is poor how will it work? can i work a deal with them and take a high interest rate? i dont mind if thats what it will take for me to get the loan. is it up to the money lender of which kind of deal they want to do with me?
what is the best lending company out there? which is the most flexible? i looked into the auto loan calculator and its all based on the years and interest rate. what is an average interest % rate for a a person with poor credit?.
my location is
94080 south san francisco ca
if that could help if needed
im actually buying the car from a private owner
Technorati Tags: auto loan calculator, car loan, credit score, high interest rate, money lender, poor credit, private owner, san francisco ca, south san francisco, south san francisco ca
